In 2011, My wife Jessica (girlfriend at the time) and I were living in my parents basement in Brampton Ontario.    She was a full time student at Ontario Tech University (UOIT at the time) and I was working in the security industry making $35,000 per year.  Jessica was commuting from Brampton to Oshawa 5 days per week, sometimes more especially during exams.  She was becoming exhausted of the commute and decided she couldn't do it anymore.  She wanted to move... [read more]

Big banks, in general, have some influence on real estate prices, but their control is limited and indirect. Here are a few ways banks can impact the real estate market in regions like Whitby and Oshawa, Ontario: Mortgage lending practices: Banks play a significant role in mortgage lending, providing loans to individuals and businesses for purchasing properties. By adjusting their lending criteria, interest rates, or down payment requirements, banks can affect the demand for real... [read more]